If you are considering investing in a CEDC, you will fill out an Expression of Interest Form. This does not mean you are committing to investing, but tells the company that you are interested in knowing more about the opportunity. The company will send you an Offering Document to help you make your decision. This document outlines what you would be purchasing with your investment dollars, who is making the shares (or units) available, what the total value of the offering should be and how the funds are to be used. It is important to remember that because these are exempt market investments, they are risky investments. Neither FCNB nor the Government of New Brunswick assesses, reviews, or approves the merits of the shares, or reviews the offering document.
Take the time to fully read the offering document and be sure that you understand the business plan and the risks associated with the investment opportunity. You may also want to discuss any investments you are considering with your financial adviser. They can help you determine if the investment fits your risk tolerance level, and if it is appropriate for you.
The minimum investment per individual is $1000. The maximum amount an individual can invest is $250,000. If the investor is a trust or a corporation, the minimum amount is $50,000.