Buying a new (or new-to-you) vehicle  is a major purchase and an exciting experience often wrapped up in a surprising amount of emotion. For many people, their vehicle is more than a tool to get from A to B. They’re often an expression of personal style, a bit of a status symbol, and represent freedom. Of course, it’s important to remember that’s it’s also a major financial commitment.

When you find the home you want, it’s time to consider making an offer. 

However, in a hot sellers’ market, it can often be difficult to buy the home you want when faced with competing offers from other home buyers. 

In a hot sellers’ market, your client – whether they are the buyer or seller – will need your guidance to navigate them through the complicated scenario of multiple offers.

What does it mean to spend smart? It’s more than just finding the best deal. It means knowing your spending limits, knowing your rights and responsibilities as well as being informed before you buy. Don’t be tempted into a fast purchase by a flashy red sale sticker. Look for a good, reliable product that is reasonably-priced.

For most people in New Brunswick, a home is the largest single purchase or investment they will make. So it’s important to fully understand, and think through, every stage of the purchase decision—from finding the right house at the right price, to finding the right mortgage at the right rate, to finding the best insurance for your needs.

Financial literacy plays a key role in a person’s ability to build financial resiliency and weather life’s storms. The importance of financial resilience was exemplified during the pandemic when many people lost their jobs, became caregivers for family members, or experienced major financial struggles due to decreased savings or inflation.

Cross-selling has become a popular strategy for investment professionals. When done properly, it can benefit both the client and the investment professional.