We hear a lot nowadays about fraud; how it can find you online, over the phone, through text messages, social media and even at your doorstep. Although frauds and scams evolve and change, common warning signs stay the same. Knowing how to spot a scam can give you the confidence to say no when approached by a fraudster.

Influencers and celebrities may be paid to endorse an investment product, or their likeness may be used by scammers to create fake endorsements.  Be wary of investment endorsements from celebrities or professional athletes on TV, radio, news sites or social media.

You may have heard about the risks associated with buying crypto - it's a highly volatile and speculative asset. However, if you’ve evaluated the risks and are comfortable with them, you might still be considering it. Maybe a friend or family member has even mentioned a promising opportunity that seems too good to pass up (cue the red flag!).